*Rates are provided for information purposes only and are subject to change without notice.
Rates are effective August 18, 2023.
Rates shown are calculated on a per annum basis. Interest is calculated on the daily closing balance, at the applicable rate tier and paid monthly.
DAILY INTEREST CHEQUING ACCOUNTS $0 - $4,999.99 | Rate |
---|---|
Personal Chequing |
0.050
|
Business Chequing |
0.050
|
Spirit 55 |
0.100
|
Cash Management |
0.050
|
DAILY INTEREST CHEQUING ACCOUNTS $5,000 AND OVER | Rate |
---|---|
Personal Chequing |
0.100
|
Business Chequing |
0.100
|
Spirit 55 |
0.200
|
Cash Management |
0.100
|
DAILY INTEREST SAVINGS ACCOUNTS | Rate |
---|---|
Daily Interest Savings Account $0 - $4,999.99 |
0.100
|
Daily Interest Savings Account $5,000.00 and Over |
0.200
|
Rates shown are calculated on a per annum basis. Interest is calculated on the daily closing balance, at the applicable rate tier and paid monthly.
SHORT TERM - NON REDEEMABLE | Rate |
---|---|
30 - 59 Days |
0.200
|
60 - 89 Days |
0.200
|
90 - 119 Days |
0.200
|
120 - 179 Days |
0.200
|
180 - 269 Days |
0.250
|
270 - 364 Days |
0.250
|
SHORT TERM - REDEEMABLE | Rate |
---|---|
30 - 59 Days |
0.100
|
60 - 89 Days |
0.100
|
90 - 119 Days |
0.100
|
120 - 179 Days |
0.100
|
180 - 269 Days |
0.125
|
270 - 364 Days |
0.125
|
SHORT TERM EARLY REDEMTION | Rate |
---|---|
30 - 59 Days |
0.050
|
60 - 89 Days |
0.050
|
90 - 119 Days |
0.050
|
120 - 179 Days |
0.050
|
180 - 269 Days |
0.050
|
270 - 364 Days |
0.050
|
TERM DEPOSITS - PAID ANNUALLY | Rate |
---|---|
1 Year |
4.750
|
2 Year |
5.250
|
3 Year |
5.250
|
4 Year |
4.950
|
5 Year |
4.950
|
TERM DEPOSITS - PAID SEMI ANNUALLY | Rate |
---|---|
1 Year |
4.500
|
2 Years |
5.000
|
3 Years |
5.000
|
4 Years |
4.700
|
5 Years |
4.700
|
TERM DEPOSITS - PAID QUARTERLY | Rate |
---|---|
1 Year |
4.350
|
2 Years |
4.850
|
3 Years |
4.850
|
4 Years |
4.550
|
5 Years |
4.550
|
TERM DEPOSITS - PAID MONTHLY | Rate |
---|---|
1 Year |
4.250
|
2 Years |
4.750
|
3 Years |
4.750
|
4 Years |
4.450
|
5 Years |
4.450
|
TERM DEPOSITS - COMPOUNDED ANNUALLY | Rate |
---|---|
1 Year |
4.750
|
2 Years |
5.250
|
3 Years |
5.250
|
4 Years |
4.950
|
5 Years |
4.950
|
Rates shown are calculated on a per annum basis.
RRSP SHORT TERM - REDEEMABLE | Rate |
---|---|
30 - 59 Days |
0.100
|
60 - 89 Days |
0.100
|
90 - 119 Days |
0.100
|
120 - 179 Days |
0.100
|
180 - 269 Days |
0.125
|
270 - 364 Days |
0.125
|
RRSP SHORT TERM - EARLY REDEMTION | Rate |
---|---|
30 - 59 Days |
0.050
|
60 - 89 Days |
0.050
|
90 - 119 Days |
0.050
|
120 - 179 Days |
0.050
|
180 - 269 Days |
0.050
|
270 - 364 Days |
0.050
|
RRSP TERM DEPOSITS - PAID ANNUALLY TO SAVINGS | Rate |
---|---|
1 Year Non-Redeemable |
4.750
|
2 Year Non-Redeemable |
5.250
|
3 Year Non-Redeemable |
5.250
|
4 Year Non-Redeemable |
4.950
|
5 Year Non-Redeemable |
4.950
|
RRSP TERM DEPOSITS - COMPOUND ANNUAL | Rate |
---|---|
1 Year |
4.750
|
2 Years |
5.250
|
3 Years |
5.250
|
4 Years |
4.950
|
5 Years |
4.950
|
RRSP DAILY INTEREST SAVINGS | Rate |
---|---|
$0 - $4,999.99 |
0.100
|
$5,000 - and Over |
0.200
|
Fixed rates, closed terms for owner-occupied homes.
RESIDENTIAL MORTGAGES | Rate |
---|---|
6 Month |
7.74
|
1 Year |
6.89
|
2 Year |
6.69
|
3 Year |
6.46
|
4 Year |
6.09
|
5 Year |
6.05
|
Interest rate is the same as APR assuming no fees apply. If your equity is less than 20% it will require mortgage default insurance and if that premium is included in the mortgage it will increase APR.
** Other conditions apply.
All mortgage rates are calculated semi-annually, not in advance.
All applications are subject to Peace Hills Trust's credit approval criteria.
All interest rates are subject to change at any time without notice.
Copyright 2023 Peace Hills Trust Company. All rights reserved.