RRSP Loans

RRSP Loans

Have you missed opportunities to maximize your retirement savings?  Making the maximum contribution to your RRSP each year is a great way to prepare for the future.  But there are times when it’s hard to find all the money.  A great rate RRSP loan can be an excellent tax savings tool to help you plan for a secure future.


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An RRSP loan is for you if:

  • you are trying to catch up on missed RRSP contribution limits
  • you want to increase your tax refund opportunities by maximizing your RRSP contribution
  • you are a new contributor
  • you want to invest in a spousal RRSP

RRSP Loans have:

  • Easy payment options
  • No prepayment penalties
  • Interest rates as low as Peace Hills Trust prime
  • Deferred first payment up to 90 days so you can use your tax rebate to repay all or some of your loan

We can help you with both the financing and the investment.  To get you started please contact any one of our Regional Offices to discuss current investment and loan rates.