Lines of Credit

Personal Lines of Credit

Travel emergencies . . . car repairs . . . taking advantage of a great investment . . . all of these are great reasons to have access to additional cash with a personal line of credit.  With a line of credit you can borrow up to a pre-established limit without running into costly overdrafts.

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Some of the features:
  • No minimum LOC limit
  • Your money is simply an extension of your account, no need to transfer funds
  • Interest is charged only on the amount you use
  • Interest only payments may be allowed
  • Flexible repayment options
  • No prepayment penalties
  • Payoff the line of credit and its yours again as a cushion whenever you need it
  • Variable, competitive interest rates based on the security offered and your responsible credit history