Debit Card

Your Peace Hills Trust debit card provides convenient 24/7 access to a range of financial services

Overview

Overview

•    Direct access to Peace Hills Trust’s range of convenient electronic financial  services

•    Your card  provides direct access to your bank account using online and mobile banking

•    Use Interac®  Debit & Interac Flash® to conveniently pay for everyday purchases

•    Access to cash at more than 67,000 machines displaying the Interac logo in Canada

•    Access to cash worldwide at machines displaying the Cirrus® logo

Activate

Activate

If you received your new card in branch:
  • Your card is ready to use.  Interac Flash will be activated when you do your first PIN transaction in person at a merchant point of sale terminal.
If you received your new card and PIN in the mail:
  • Activate your card by using it along with your PIN at any ATM or any retail location.
  • Interac Flash will be activated when you do your first PIN transaction in person at a merchant point of sale terminal.
If you received a replacement card in the mail:
  • Activate your card by using it along with your current PIN at any ATM or any retail location.
  • Interac Flash will be activated when you do your first PIN transaction in person at a merchant point of sale terminal.

Services

Services

Banking at Your Convenience


These service options allow you to manage your finances 24 hours a day, 7 days a week from wherever you happen to be.
  • Use your card to get cash, transfer funds or pay bills at any Peace Hills Trust ATM.
  • Use your card to get cash at any ATM displaying the Interac logo anywhere in Canada.  When traveling outside of Canada, look for ATMs displaying the Cirrus® logo.
  • Interac Debit is like paying with cash, only more secure.  Use your card to pay for goods and services directly from your selected account.  Interac Debit is available at over 500,000 merchant locations across Canada. 
  • Interac Flash allows you to pay for small everyday purchases under $100 quickly, securely and conveniently by simply holding your card in front of the reader at checkout.
  • Online financial services provide a safe, secure, and easy way to manage your finances wherever you are, whenever you want - 24 hours a day, 7 days week.
  • Our Mobile App puts fast and secure everyday access to your accounts in your hand - wherever and whenever it suits you - from your mobile phone or tablet.  More details.
  • Interac e-Transfer is a convenient way to send and receive money using Online Services or our Mobile App.  You can send money to anyone with an email address or mobile phone number and an account in Canada — without sharing any personal financial information.  If you receive an Interac e-Transfer simply login to Online Services or our Mobile App and deposit your money.  More details.
  • Telephone services are an easy way to check your balance, transfer funds or pay bills from your touch-tone phone.

Interac Flash

Interac Flash

Make everyday purchases with Interac Flash          

Interac Flash is a quick and easy way to pay for small everyday purchases up to $100 quickly and securely without entering your PIN.  Just hold your card in front of the reader at checkout!

Frequently Asked Questions

Which merchants accept Interac Flash? Expand/Collapse

Interac Flash is accepted at thousands of Canadian retailers, fast food outlets and gas stations.  Look for the Interac Flash logo and contactless wave symbol.  Merchants will provide receipts for transactions.

What are the spending limits for Interac Flash? Expand/Collapse

The single payment cannot exceed $100.  If the payment exceeds $100 you will be prompted to insert your card and enter your PIN.  When a cumulative $200 spend limit is reached, you will be asked to insert your card and enter your PIN to complete a transaction.

Are contactless debit cards safe? Expand/Collapse

Click here to find out why contactless debit cards are safe.

Can someone other than me use my debit card and the Interac Flash feature to make multiple Interac Flash purchases that I do not authorize? Expand/Collapse

Each Interac Flash purchase is protected by a $100 maximum limit.  When a maximum cumulative $200 contactless spend limit is reached, you will be asked to insert your card and enter your PIN to complete a transaction.  You are protected from fraudulent purchases by Interac’s Zero Liability policy.

Security

Security

Your Peace Hills Trust debit card gives you secure access to your Peace Hills Trust bank accounts.  No one can access your accounts without your unique Peace Hills Trust debit card number and your confidential Personal Identification Number (PIN).  You also play an important role in protecting yourself from fraud.

Interac Zero Liability Policy
Transactions are protected by the Interac Zero Liability Policy which protects you against unauthorized transaction on your account.  You will not be held liable for unauthorized transactions as long as you have met your obligations as outlined in the Peace Hills Trust Cardholder Agreement.
                                                                                                    
Protect Your PIN
  • Select a unique PIN, memorize it and keep it confidential
  • Don’t tell anyone our PIN including family members
  • If you share your PIN you will be responsible for transactions
  • When entering your PIN take precautions to keep it from the view of others
  • Contact us if and change your PIN is you suspect someone knows it
  • You can change your PIN at any Peace Hills Trust location or ATM

Using Your Debit Card
  • You should insert your card for Interac Debit transactions
  • You should hold your card in front of the terminal for Interac Flash transactions
  • Never lend your card to anyone - you will be responsible for transactions
  •  If you suspect anything unusual when using an ATM or point-of-sale terminal, do not use the machine and report it to us immediately
Fraud Prevention
  • Notify us immediately if your card is lost or stolen
  • Notify us immediately if suspect your card and/or PIN have been compromised
  • Check your monthly statements and contact us immediately if you detect any unusual transactions

More Information


Report a lost or stolen card                                                      1-855-804-5769
Call us immediately 

Replace your debit card                                                             Find a Location
Available at any Regional Office




PHT Cardholder Agreement

Note: Use of your Peace Hills Trust debit card is governed by the terms of the Peace Hills Trust Cardholder agreement.  Please be sure to check your Peace Hills Trust bank account on a regular basis to verify that you made the debit card transactions that are shown.  This can be done by viewing statements received by mail or using online banking.



Interac®, Interac Flash® and the Interac logo are trademarks of Interac Inc.  Used under license.